I have been trying of late to be more fiscally responsible. For many reasons really, but mostly because I have been thinking about getting old. Not having kids and being unlikely to have any, it strikes me that I will have to have enough money when I am old to either fly somewhere where they will let me euthanase myself or pay for a really nice retirement home, one where they’ll actually look after me instead of letting me get bed sores. So I have been reading a lot about personal finance and coming up with a strategy of sorts. Which is not really me, for one thing I don’t really have the memory for it. I get the impression that being fiscally responsible means knowing how much money you have in various places, what the interest rate on your credit card is, and your mortgage etc…You get the picture. I just can’t remember that. It’s not that I’m bad with figures I just don’t remember stuff. I remember doing maths in year 12 and realising that all the other people in my class had memorised times tables, I was still working it out in my head every time. But it’s not just figures, its books I’ve read, what I had for lunch, what I did last week…
Anyway, I decided that I needed to be more organised with my information. If I’m not going to remember it I at least need to have it at my finger tips so I can look it up at a moments notice, instead of having to rummage for it in the old shoebox I keep at the back of my closet. So I bought some folders which I can put all my bits of paper in. And some folder dividers to divide my folders into sections so I could have a section for my mortgage and a section for my savings account etc. Feeling spectacularly pleased with myself I came home ready to get organised. Then I realised I didn’t have a hole punch to put holes in all my documents so they would fit in the folders. I could have sworn I had one somewhere, but apparently I don’t. I was going to go back to BigW to get one but then I realised it wouldn’t be fiscally responsible of me, because I would probably end up buying loads of other stuff while I was there. I only ended up with folders because I went to BigW to buy self tapping screws. Who knows what I would end up buying if I went in looking for a hole punch. So I didn’t go, and my stuff is still unorganised. At least for now. I decided it would be okay to get a hole punch when I get my groceries on Friday.
I did learn something though. Being fiscally responsible is a drag.
On a brighter note I did get one of my quilt tops out of the cupboard and set it up for hand quilting. I figure if I’m going to spend the evenings in front of the television I might as well be making myself useful. Plus, finishing all my UFO’s counts towards my fiscal responsibility drive. I get to do my hobby without spending money on new material.